Cheddar Chowder

from the kitchen of Stephanie

2 C water
2 C small diced potatoes
1/2 C diced carrots
1/2 C celery
1/4 C onion
1 tsp salt
1/2 tsp pepper

Combine all vegetables and salt and pepper.  Boil 10-12 minutes, do not drain.

White Sauce:
1/4 c butter
1/4 c flour
2 c milk or half & half
2 c grated cheddar cheese
1 c cubed ham

Melt butter, add flour, stir in milk.  Add to veggies.  Heat through until thick.  Add cheese and ham right before serving.